Privacy

Welcome to AutoCreditExpress.Today, a Web Site owned and operated by Credit Express, a MI Dealer Service company.  We invite you to use this site and hope you find it helpful for obtaining financing for your car and more. We want you to know that we take your privacy seriously and are committed to protecting your privacy online. To do this, we have developed technological, physical, and general business practices to help safeguard your privacy. The AutoCreditExpress.Today Privacy Policy applies to information about you that we collect and receive. Note that it does not apply to the practices of businesses that are not owned or controlled by Credit Express or to individuals who are not employed by Credit Express.

Introduction

Credit Express is committed to protecting the personal privacy of customers' information. Credit Express safeguards financial data according to federal regulations including the Graham Leach Bliley Act and the Fair Credit Reporting Act. For more information, contact Credit Express at support@midealerservice.com.

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or requested by law. In connection with your transaction, certain Business Partners may obtain information about you as described in this notice, which we handle as stated in this notice.

Who is covered by the policy

Our Privacy Policy applies to individuals who are consumers or customers in connection with services provided by Credit Express, and with the Business Partners Credit Express transacts business. The Business Partners of Credit Express reserve their right to maintain a Privacy Policy separate from this Privacy Policy.

Website Usage

You can visit AutoCreditExpress.Today to read product information without telling us who you are and without revealing any personal information. During normal website usage, we do not collect, gather or store any personal information from you, such as name, address, phone number or e-mail address. The only information we may collect from your use of the site is the name of your internet service provider, sites you visited, pages you requested, dates and times you visited the site. These activities are monitored by the management to measure the usefulness of the site. During normal website usage, we do not collect or store personally identifiable information such as name, mailing address, e-mail address, phone number or social security number.

Collection of Information

Information you submit to Credit Express, is provided to our Business Partners to deliver the products and services that you have requested. Credit Express and/or the Business Partners collect non-public information about you from the following sources:

• Information received from you on applications made on-line via our website and at the dealership, e-mail communications from you, a/nd other forms - such as your name, phone numbers, address, social security number, assets and income.

• Information about your transactions with us, our affiliates or others such as contact or lease balances and payment history; and, Information we receive from a consumer reporting agency.

• Information from outside sources regarding employment, residence, credit balances, liability, property insurance coverage.

Protection of Information

Credit Express restricts access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Disclosure of Information

As permitted by law:

Your non-public personal information may be disclosed while you are a consumer, customer or former customer to the following types of third parties:

• Business Partners-such as automotive dealerships which Credit Express transacts business with.

• Financial Service Providers-such as banks, credit unions, and other finance related companies in order to serve your financial needs. Our Business Partners may be the entity which provides information to Financial Service Providers.

• Non-Financial Service Providers who perform services on our behalf, such as providing you with information about our products and services. Before providing information to our service providers we enter into contract agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

• Non-affiliated third parties in certain other circumstances, such as companies that maintain and safeguard our account information, debt collectors as necessary to respond to legal subpoenas and other legal process.

We do not sell "customer lists" or disclose non-public personal information we have obtained about you to anyone other than those listed above.

By using this site, you are agreeing to the terms of our Privacy Policy. We reserve the right to change our Privacy Policy at any time without notice.